Wholesale Jumbo Underwriter - Remote

Remote, USA Full-time
Position Overview:The Wholesale Jumbo Underwriter reviews and underwrites Jumbo and Non-QM mortgage loan applications and property appraisals and evaluates the loans to minimize risk or loss within regulatory guidelines. Ideal candidates for this position will be experienced underwriting Jumbo and Non-QM loans, highly detail-oriented, and familiar with loan program guidelines. Essential Functions of theRole:• Analyze and underwrite Jumbo and Non-QM mortgage loans within compliance guidelines and approved seller variances.• Manage loan conditions and provide recommendations for underwriting waiver and eligibility exceptions. • Communicate with loan originators and processors regarding loan status, approvals, suspensions, denials, and conditions. • Maintain a pipeline of loans adhering to posted service level agreements. • Remain current on loan program requirements and review documents for compliance. • Other duties as assigned. Classification: Full Time, Non-ExemptEssentialKnowledge/Skills/Abilities:• Knowledge of regulatory requirements (RESPA, TILA, etc.)• Strong communication skills• Excellent organizational skills• Highly detail-oriented• Ability to work across organizational boundaries• Strong decision making skills• Advanced problem solving capabilities• Strong critical thinking skills• Proven ability to prioritize and multi-task• Understanding of Government Loan ProgramsExperience Requirements:• Minimum of five (5) years of mortgage underwriting experience required.• Minimum of three (3) years of underwriting Jumbo and Non-QM loans with complex income analysis required. • National bond program experience preferred. Education / Licensing Requirements:• High school diploma or equivalent required. Some college preferred. Working Conditions:• Fast-paced environment. • Requires normal vision (corrected) both close and distant. • Requires normal hearing levels (corrected). • Requires working at a desk to use a phone and computer for extended periods of time. • Requires sitting, bending.• Works effectively with frequent interruptions. • Lifting requirements of 10 lbs. occasionally. • Minimal travel <5%. Apply tot his job
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