Note: The job is a remote job and is open to candidates in USA. Zest AI is transforming the U.S. consumer credit market through AI-driven technology that helps lenders identify creditworthy borrowers. The Data Scientist role involves using machine learning and statistical rigor to build and govern underwriting models, driving innovation and influencing product direction across the organization.
Responsibilities
- Translate unstructured business problems into well-defined machine learning projects
- Collaborate with a cross-functional team of Engineers, Product Managers, and Business Analysts to identify and manage high leverage opportunities for modeling work
- Design and implement highly generalizable models for predicting various outcomes. Incorporate and develop learnings back into the product for continuous improvement opportunities
- Build demos, guidance documentation, and assist with training to help others become more proficient
- Take responsibility for modeling implementation in real world settings. This may include creating experiments and developing prototypes, with the goal of returning practical value to our customers
Skills
- MS or PhD in a quantitative field such as Computer Science, Engineering, Physics, Mathematics, or related discipline
- Experience in machine learning / data science roles
- Deep expertise in statistical modeling, machine learning, and feature engineering at scale
- Proven track record of owning and delivering production ML systems with measurable business impact
- Experience leading large, ambiguous projects and influencing cross-functional stakeholders
- Strong hands-on experience with traditional ML frameworks such as XGBoost, Scikit-learn, etc
- Strong systems thinking, including performance optimization (memory, compute, I/O)
- Proficiency in Python and modern software engineering practices
- Demonstrated ability to mentor others and raise the technical bar of a team
- Passion for applying AI to real-world, high-impact problems
- Experience in fintech or regulated domains strongly preferred
Benefits
- The opportunity to join a mission-focused company
- People – the best part of Zest
- Robust medical, dental and vision insurance plans
- Annual bonus plan participation
- 401(k) with generous match
- Employee Awards and Recognition
- 11 company holidays
- Winter break (office closed between Christmas and New Year's Day)
- Unlimited vacation time
- Employee Resource Groups
- Generous family leave policy (12 week maternity leave / 6 week paternity leave)
- Phone, internet, wellness, and professional development allowances
- Employee gatherings, including Town Hall meetings
- Beautiful, modern, dog-friendly office with lounge areas, video games, and gigantic jigsaw puzzles
- Daily catered lunches from LA’s best restaurants and a fully stocked kitchen
- Complimentary manicures, pedicures, and mindfulness sessions
- Company happy hours, social events, outings, and much more!
Company Overview
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