Indirect Auto Loan Underwriter

REMOTE OPPORTUNITY - MUST RESIDE IN COLORADO, ILLINOIS, TEXAS, ARIZONA, FLORIDA, WASHINGTON, GEORGIA, VIRGINIA OR HAWAIICredit AnalystGeneral Skill Sets Needed:• Software Savvy - Experience using L360, Meridian Link, or other auto lending software• Professional - this is a buttoned-up environment, someone who presents that way• Conversational/Personality - engaged in a conversation and speaks well• Drive - desire to join, earn their way into the company, and grow internallyExperience Needed:• 5+ years of underwriting experience (auto lending/consumer lending preferred) - REQUIRED• 5+ years of experience with indirect auto, direct auto, or even consumer lending experience.- REQUIRED• Must be comfortable with high-volume underwriting across multiple credit union programs - REQUIRED• Experience using software L360 or MeridianLink- Highly Preferred• Strong communication, documentation, and customer service skills• Prior experience working with credit unions or lenders is a plus• Be able to pass a background check - REQUIREDJobResponsibilities:• Underwrite indirect auto loans and leases for 100+ credit union clients nationwide• Communicate with dealers and credit union partners to negotiate loan terms• Render decisions based on underwriting guidelines (credit reports, DTI, LTV, PTI, dealer risk, etc.)• Apply underwriting decisions in multiple LOS platforms and document rationale• Follow up on approvals and help drive funding to improve conversion rates• Collect stipulations or missing documentation from dealers/members• Monitor dealer productivity and support improved look-to-book ratios• Collaborate with fraud and compliance teams during reviews• Participate in internal software testing, training, and process improvement projects• Work cross-functionally with ops, compliance, and processing/funding teams• Maintain underwriting service level agreements in a fast-paced, high-volume environment Apply tot his job